MONICA AGGARWAL, CFA, is Team Head of Retail and Consumer in Fitch’s U.S. Corporate Ratings group. She is responsible for the sector team covering retail, consumer products, packaged foods, restaurants, and beverages.

Prior to joining Fitch in September 2007, Monica spent almost ten years in equity research at Morgan Stanley, Merrill Lynch and Chapdelaine Institutional Equities covering various retail segments.

Monica earned a BA in economics from Delhi University and an MBA with majors in finance and international business from Fordham University. She is a CFA® charterholder and a member of the CFA Institute and CFA Society New York. Monica serves on the board of Streetwise Partners, a NY based non-profit organization focused on workforce development and on the advisory board of Luminary, a global networking platform empowering women on their professional journey. She also serves as a Scout for Hearstlab that invests in early- stage, women-led startups.